The more mortgages, the better. When applying for a mortgage loan, you should choose the loan amount according to the specific situation and demand. If the loan amount is too large, the credit and repayment ability are average, and it is difficult to pass the examination.

The loan is not as much as you want. You know, the bank will evaluate the comprehensive qualification and value. If the qualification is not up to standard, the bank will refuse to issue loans, and the qualification is average. Even if a loan is given, the amount will be reduced.

It should also be noted that the bank will stipulate that the monthly repayment amount cannot exceed half of the monthly income, but for the borrower, the monthly repayment amount is actually 30% of the total income. Of course, the monthly repayment amount is 40% of the total income, which will not affect the normal life. However, the loan amount is too high, my economic conditions are average, and the repayment pressure will be particularly great. Banks will consider whether buyers will have a return, and they will take certain risks. If they don't consider it comprehensively, if property buyers can't afford it then, there will be some losses.

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