For those who just need to buy a house, the most important thing before buying a house is the price. Buying a house in Shanghai is the dream of many people. As we all know, Shanghai is a first-tier city, and the price will be higher. So what is the current housing price in Shanghai? It is suggested that people who want to buy a house must understand the purchase policy and master the resources. Let's take a look at Bian Xiao.

What is the current house price in Shanghai?

According to relevant data, at the parity of Shanghai 100, you can buy almost two sets in Hangzhou, three sets in Wuhan and six sets in Lhasa. This shows how unattainable Shanghai's housing prices are, but they have also declined slightly under the control of many property market policies. The average transaction price of second-hand houses in Shanghai in April was 5 1.902 yuan/m2, down 0.47% from the previous month and up 0.47% from the previous month.

Shanghai Housing New Deal?

First, Shanghai's purchase restriction policy

For non-local household registration, if you want to buy a house locally, there are certain conditions for personal income tax and social security period, and you need to pay it continuously for 5 years before you can buy a house in Shanghai; If the commercial housing purchased by the enterprise is re-traded, it will take three years. If the transaction object is an individual, it shall be implemented in accordance with the purchase restriction policy.

Second, Shanghai housing credit policy

For residents who own a house, if they apply for a commercial personal housing loan to buy ordinary housing again in order to improve the living atmosphere, the down payment ratio shall not be less than 50%; For the purchase of non-ordinary self-occupied housing, the down payment ratio shall not be less than 70%; In addition, when applying for a loan, buyers should also promise that the down payment is their own funds. If they violate the promise, they will be included in the city's public credit information service platform as untrustworthy information.

Third, strengthen the supervision of the real estate market.

First of all, we should strengthen the pre-sale management of commercial housing and establish a second-hand housing transaction fund and a third-party management system. At the same time, strengthen law enforcement, investigate and deal with illegal acts such as false advertisements and speculation on housing prices, and incorporate relevant information into the city's public credit information service platform. In addition, it is forbidden for real estate development enterprises and real estate intermediaries to engage in off-site fund-raising financial services such as bridge loan, self-financing, self-guarantee and fund pool.

Summary: Well, that's the introduction of the current housing prices in Shanghai. I hope I can give you some help. I believe that in the process of housing prices in Shanghai in the future, friends will be more at ease and get their own satisfactory answers.