Current location - Loan Platform Complete Network - Loan intermediary - The company requires employees to borrow money.
The company requires employees to borrow money.
First, the labor law, is it illegal for the company to let employees negotiate loans for the company in their own names?

There is no provision in the labor law that workers lend money to companies. First of all, employees have no obligation to make loans for the company's business activities, and the company has no right to make such requests. For example, in a civil legal relationship, if a company forces or coerces an employee to do an act against his true will, the act is invalid or revocable. This kind of coercion is also invalid if it is manifested in the signing and performance of the labor contract, and the laborer can appeal to the labor arbitration department according to law. In Article 26 of the Labor Contract Law, the following labor contracts are invalid or partially invalid: (1) Causing the other party to conclude or change a labor contract against its true meaning by means of fraud or coercion or taking advantage of the danger of others; (2) The employer exempts itself from legal liability and excludes the rights of workers; (3) Violating the mandatory provisions of laws and administrative regulations. Any dispute over the invalidity or partial invalidity of a labor contract shall be confirmed by the labor dispute arbitration institution or the people.

Second, is it illegal to lend money to others?

be illegal

You can't borrow money with your ID card.

Conditions for applying for loan business:

White age 1 and18-65;

2. The borrower's actual age plus the loan application period shall not exceed 70 years old;

3. Have the ability to stabilize employment, income and repay the loan principal and interest on schedule;

4. Good credit information and no bad records;

5. Other conditions stipulated by the bank.

be illegal

You can't borrow money with your ID card.

Conditions for applying for loan business:

White age 1 and18-65;

2. The borrower's actual age plus the loan application period shall not exceed 70 years old;

3. Have the ability to stabilize employment, income and repay the loan principal and interest on schedule;

4. Good credit information and no bad records;

5. Other conditions stipulated by the bank.

3. Is it a crime for someone to borrow money with someone else's ID card?

Absolutely. Now ID cards can be forged, but fingerprints are the key to identifying criminals.

4. Is it illegal to help others borrow money?

Legal analysis: It is not illegal to provide guarantee for other people's loans. In a loan contract, the parties are only legal, and the law clearly stipulates that the liability can be guaranteed. If the debtor is unable to repay the loan, the guarantor shall bear the guarantee responsibility and help the debtor repay the loan; If you lend the amount of your loan to others, it is illegal, and if the circumstances are serious, you are also suspected of committing a crime.

Legal basis: Article 6 of General Principles of Civil Law of People's Republic of China (PRC): "When the debtor fails to perform the due debt or the parties agree to realize the security interest, the person who enjoys the security interest according to law has the priority to be compensated for the secured property, unless otherwise stipulated by law. Article 387 Where a creditor needs security to ensure the realization of his creditor's rights, he may establish a security interest in accordance with the provisions of this Law and other laws.