1. Is the new policy of Ganzhou Provident Fund that you can't borrow money if you withdraw it?
Ganzhou's new provident fund policy does not stipulate that you can't borrow money if you withdraw it. The main contents of Ganzhou's new provident fund policy are as follows:
1. Employees who have paid the housing provident fund in full for more than 6 months can apply for individual housing provident fund loans.
2. For those who have paid the housing provident fund in different places and paid it in the current deposit place for less than 6 months, the payment time can be calculated according to the payment certificate issued by the housing provident fund management center of the original deposit place.
3. The housing provident fund loan target is paid-in employees who buy the first set of self-occupied housing or the second set of improved ordinary self-occupied housing, and they are not allowed to issue housing provident fund personal housing loans to the families of paid-in employees who buy the third and above houses.
4. All provinces, autonomous regions and municipalities directly under the Central Government should realize mutual recognition and transfer of housing provident fund deposits in different places, and promote the loan business in different places, that is, employees can apply for a housing provident fund loan from the housing provident fund management center where their household registration is located with the deposit certificate issued by the housing provident fund management center in their place of employment.
5. Personal housing loan guarantee of housing accumulation fund is mainly based on purchased housing mortgage. Cancel the housing provident fund, personal housing loan insurance, notarization, new house evaluation and compulsory institutional guarantee and other fees.
Second, loan types of Ganzhou Bank
Ganzhou Bank's "Hakka Le" personal comprehensive consumer loan institution: Ganzhou Bank institution type: bank loan type: mortgage repayment method: loan amount at maturity: 1,-5, yuan Suitable area: Ganzhou loan currency: RMB suitable for people: other occupations, students, employees of state-owned enterprises, civil servants, lawyers, Teacher loan interest rate: .6%-.7% loan term: 1. months -36. months processing time: 5 days loan purpose: personal consumption loan other expenses: no other charges Product introduction: < P > III. Operating loan conditions of Ganzhou Bank < P > Operating loan conditions of Ganzhou Bank: 1. The projects to be operated must reach one year or more, and there must be companies audited by the industrial and commercial departments. 2. The applicant is a citizen over the age of 18 with civil capacity and has a permanent residence. 3. The applicant needs to have full repayment ability and can provide the bank's information for the last six months. 4. The applicant must have a fixed business place and a stable income.
4. On which loan software can the bank card of Ganzhou Bank be loaned?
Our company can.