Hello, my junior high school sister borrowed money from her classmates in a special loan. What is the impact, or how to solve it?
The biggest impact is to prevent the risk of usury. Some lending institutions will set up some usury traps, so that you can't repay the loan, resulting in personal credit crisis or financial difficulties. The solution is to repay the loan as soon as possible and get rid of a full set of informal loans. If you are cheated or caught in a usury trap, report it to the local police station as soon as possible.