1, and the new house property right certificate has a longer issuance period. If you can't issue the title certificate within two or three years, then you can't transfer the transaction within two or three years, and you have to bear the monthly payment and interest for these years;

2. Loans are not desirable because there is no real "re-mortgage" in China. When you want to sell, you need to pay off the remaining loans first, or you need to find a guarantee company and pay a high mortgage fee;

3, the real estate market is unstable, it is hard to say whether house prices will fall.

4. Whether the real estate project can be completed depends on the supporting and planning of the municipal government and the level of property management in the later period.