Yes, you can apply for a housing provident fund loan after paying for more than half a year. The maximum amount of provident fund loans is 400,000 yuan, with an annual interest rate of 3.87% for 5 -30 years. The monthly income is twice as much as the monthly payment.

The loan is 200,000 yuan, 10, and the monthly payment is 20 13.

Monthly payment 15 is 1466 yuan.

20 months 1 198 yuan.

940 yuan for 30 years.