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Is it easy to apply for personal housing mortgage loan in Chengdu?
Come to a conclusion first. If it is easy, it is easy. It's not easy if it's not easy.

Haha, I said something nonsense and true (a little embarrassed)

There are many aspects to look at in mortgage loan (there are detailed articles in "Chengdu Financing Assistant")

First look at the type of house.

There are many types of houses, including houses, villas, shops, shops, office buildings, affordable housing, demolition and resettlement houses, housing reform houses, commercial and residential dual-use houses, fund-raising houses, and even case execution houses. Because banks or financial institutions have different requirements for houses, the difficulty of obtaining loans for each house is different, and the interest is naturally different.

Secondly, looking at the completion age, most banks or institutions require houses to be completed within 20 years, and the requirements of various institutions are slightly different. The longer it takes, the harder it is to lend.

Third, look at your own situation, such as credit reporting, work, marriage and childbirth. If you are in business, look at your company's operations and documents.

In a word, there are many mortgage loan companies in Chengdu market. You should know your house and your situation first, and then choose banks, financial institutions and small loans. Don't choose small loans unless you have to! Good wishes!

Finally, you can pay attention to our official number "Chengdu Financing Assistant" to learn more first-hand information about Chengdu loan market!