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Do I have to buy my own house loan?
Do I have to buy my own house loan?

In general, the name of a house and a loan must be a person.

1. The names of the house purchase contract, house purchase price and real estate license must be unified. If it is a loan, the mortgagor on the bank loan contract should also be unified, otherwise it will not be handled. After the lender borrows money to buy a house, the developer will handle the real estate license according to the information in the loan contract.

The purchase contract is an agreement reached between the buyer and the real estate development enterprise on the basis of equality, voluntariness and consensus according to the Contract Law of People's Republic of China (PRC), the Law of People's Republic of China (PRC) on Urban Real Estate Management and other relevant laws and regulations.

Loan contract is a form of economic contract. That is, the lender will deliver the money to the borrower for use, and the borrower will return a certain amount of money and interest to the mutual rights and obligations determined by the loan in accordance with relevant regulations.

2. If you want to add your name to the real estate license, there are two ways: after the real estate license is processed, you can add the owner of the house; Second, you can discuss with the developer to modify the original sales contract and add the name to the buyer.