Non-repayment from Baiqian Financial will affect your personal credit record.
Baiqian Finance is a company that provides personal loan services. If the borrower fails to repay in accordance with the contract, it will affect the personal credit record and reduce the personal credit rating, thus affecting the personal credit loan and credit card. Application, etc. In addition, Baiqian Finance also has the right to take legal measures to pursue the borrower's legal liability, such as recovering arrears through court prosecution, enforcement, etc.
Borrowers should make timely repayments in accordance with the contract to avoid affecting personal credit records and credit ratings.