At present, many formal microfinance platforms will launch their own mobile apps to facilitate everyone's operation. Just pay attention to the distinction between intermediary loan platforms. This kind of platform is often just a loan customer service software, and the size of the software is no more than 20M, while the size of regular mobile phone loan apps is generally above 40 m. So, what are the regular mobile phone microfinance platforms? Give you a brief introduction to the following models.

1, money to spend

A regular licensed loan brand under Xiaoman Finance can download Xiaoman app from official website or the mobile app store to apply for a loan, with a maximum loan of 200,000 yuan and a minimum annualized interest rate of 30 seconds for approval, 1 minute.

2.JD.COM gold bars

Jingdong Finance, a licensed product, can apply for a loan through Jingdong Finance app or JD.COM Shopping app, with a maximum loan of 200,000 yuan. The lowest annualized interest rate officially claims that it can be lent to bank cards as soon as 10 second.

3,360 IOUs

The leading formal loan platform in China, under 360 subjects, can directly download 360 IOU app to apply for loans, starting from 200,000 in 500 yuan, and starting from the annualized comprehensive interest rate, the longest interest-free loan below 40,000 is 30 days, which is super fast.

4. Stage music

Lexin's products aim to provide safe and convenient loan services for young users aged 65,438+08-40. You can download the installment music app directly, with a maximum loan amount of 200,000 yuan. Newcomers can get interest-free loans for up to 30 days.

5. Zhaolian Finance

Approved by China Banking and Insurance Regulatory Commission, China Merchants Bank and China Unicom, it can be downloaded by directly searching Zhaolian Finance in the mobile app store, and it can be borrowed at any time for 7*24 hours, with the maximum loan amount of 200,000 yuan and the longest repayment in 36 installments.

The above is about "What are the regular mobile phone microfinance platforms?" These formal loan platforms can also be handled through WeChat applets, and WeChat partners must also be legal and compliant institutions.