Legal Analysis: It depends on the wishes of Pratt & Whitney Xin Anyi. If you owe money, you may still be sued. Specific circumstances, CreditEase Pratt & Whitney will make a choice based on the evaluation of user accounts and collection. Generally speaking, for overdue users, CreditEase Pratt & Whitney's collection methods are generally text messages and telephone calls, while for serious users, a lawyer's letter may be sent or even a lawsuit may be brought to court. I received a letter from my lawyer. If I haven't paid off my debts, I will probably be sued. If you don't pay back the money you owe, there will be many adverse consequences, and if you are really sued to the court, you have to pay back the money. You should try to pay back the money as soon as possible.

Legal basis: Article 119 of the Civil Procedure Law of People's Republic of China (PRC), the prosecution must meet the following conditions:

(1) The plaintiff is a citizen, legal person and other organization that has a direct interest in the case;

(2) Having a clear defendant;

(3) Having specific requests, facts and reasons;

(4) It falls within the scope of civil litigation accepted by the people's court and is under the jurisdiction of the sued people's court.