Current location - Loan Platform Complete Network - Loan intermediary - Can I get a loan with my personal ID card? What are the conditions for a personal ID card loan?
Can I get a loan with my personal ID card? What are the conditions for a personal ID card loan?
Bank loans can be issued on behalf of personal identity cards, but some conditions must be prepared. \ x0d \ x0d \ Personal ID card loan is a popular micro-credit in the market at present, which is based on personal credit record and repayment ability. The lender will be required to provide relevant certification materials such as identity, residence and income. \x0d\ The basic requirements for personal ID card loans are: \x0d\ 1. Lenders are required to be 22-55 years old. \x0d\ 2。 The loan amount is 20,000-65,438+10,000 yuan. \x0d\ 3。 The loan repayment period is 6-48 months. \ \x0d\ 2。 Having a stable address and place of work or business; \x0d\ 3。 Have a stable source of income; \x0d\ IV。 Without a bad credit record, the loan cannot be used for stock trading or gambling. \ x0d \ x0d \ To apply for a personal ID card loan, the following supporting materials are required: \ x0d \ x0d \ 1. Provide personal identification, which can be ID card, residence permit, household registration book, marriage certificate and other materials; \x0d\ 2。 Provide stable proof of address, house lease contract, water and electricity bills, property management and other related certificates; \x0d\ 3。 Provide stable proof of income source, bank flow sheet, labor contract, etc. \x0d\\x0d\ With the above conditions, you can apply for a personal ID card loan in a bank.