Transferring consumer loans to third-party accounts will have an impact under certain circumstances. If you transfer all or part of the outstanding money to a third-party account, it may cause problems in your repayment plan. Loan recovery leads to default or delay of your loan, which in turn damages your credit rating. In addition, some consumer loan agreements can be used for transfer or payment (such as gambling, if you violate the regulations, you will be dealt with about it, which will damage your credit history. Therefore, if you have any questions, please be sure to contact the lending institution or ensure that your behavior conforms to the contract and will not affect your financial health and credit history.

Second, Shenzhen housing mortgage consumer loans need to provide a third-party payee, no. ...

No, only an unrelated third party.

3. What are the requirements of the payee?

Entrusted payment must be made in person. If the personal loan is entrusted for payment, the payee needs to be present to sign.

Personal loan, also known as retail loan business, has become an important loan business after decades of development. Personal loan refers to the principal and loans issued by banks or other financial institutions to natural persons who meet the loan conditions for personal consumption, production and operation. When a lender issues a personal housing loan, the borrower must provide a guarantee. If the borrower fails to repay the principal and interest of the loan at maturity, the lender has the right to dispose of its collateral or pledge according to law, or the guarantor shall be jointly and severally liable for repaying the principal and interest.

4. Does the consumer loan require the presence of a third-party payee?

Need. As of February 6, 2022, 65438+, according to legal requirements, consumer loans need to have a third-party payee present. Consumer loans are also called "consumer loans". Loans to consumers for purchasing durable consumer goods or paying various fees. For a long time, commercial banks mainly provide loans to industrial and commercial enterprises or other institutions and groups, and generally do not provide subsidies for personal consumption expenditures.