① Our bank has real estate mortgage; If it is necessary to apply for a vehicle purchased by an individual as a mortgage application;

② If you have unexpired time deposits, certificates of deposit, etc. , you can also try to apply.

2. What are the loan conditions for personal vehicle mortgage operation?

1. Original ID card, household registration book or other valid proof of residence, and provide its copy;

2. Proof of occupation and economic income;

3 car purchase agreement, contract or letter of intent signed with the dealer;

4. Other documents required by the cooperation agency.

3. What procedures do I need to go to the vehicle management office to handle the vehicle mortgage loan?

Banks can automobile mortgage;

1. Conditions for applying for automobile mortgage:

1. The loan applicant is a citizen of China with the age of 18-65;

2 have a stable economic income and the ability to repay the principal and interest of the loan;

3. The borrower has a good credit record and no bad credit record;

4. The mortgaged car has legal and valid certification materials (vehicle registration certificate, etc.). );

5. Other conditions stipulated by the lending bank.

Second, the vehicle conditions:

1./kloc-cars within 0/0 years,

2. Cars in this city,

3. There are formal procedures,

Self-use vehicles with less than 4.9 seats,

5. A car in someone's name

Three. Information on automobile mortgage preparation:

1. ID cards of both husband and wife

2. Marriage certificate

It's been nearly 6 months since the bank runs on both sides.

4. Social security card

5. Testimony or business license (including but not limited to real estate, other vehicles, wealth management, funds, stocks, precious metals and other financial certificates. )

6. Vehicle registration certificate

7. driving license

8. Compulsory insurance policy

9. driver's license

1 1. Main temporary residence permit;

12. Letter of Commitment for Loan Purpose and Use Contract

4. How to handle personal vehicle mortgage loan?

Personal vehicle mortgage loan conditions:

Cars under the names of individuals and public accounts in Beijing (accounts are not limited);

No scrapped or seriously damaged vehicles within 5 years;

Vehicles from other places in Beijing can also handle this business;

The car must be driven to the company to check its condition.

Required documents:

Vehicle driving license, motor vehicle registration certificate, car purchase invoice, vehicle purchase tax voucher, road maintenance fee invoice, vehicle insurance policy, owner's ID card and household registration book.

Loan process:

Application, submission of materials-evaluation and pre-loan investigation-approval, formalities-loan, repayment of the borrower's principal and interest-settlement of the principal and interest, and withdrawal procedures.

Has been given the assurance of drilling sincerity. The process and conditions are basically the same as those of banks, except that the formalities are from drunkenness to guarantee. Zuansheng guarantees long-term cooperation with banks, so it has advantages over individuals in terms of interest rate, processing speed and lending. Of course, customers have to bear a certain service fee.