Ant is a private enterprise. What if the whole country uses flowers and borrows them together and doesn't pay back the money?
The answer is:
Just a bunch of people who bought all kinds of wealth management products cried. Ants have long packaged risks through various assets, packaged them into wealth management products and put them on the market. So if you don't pay it back, it will only be the public who will suffer. People have finished eating and run away. To put it more clearly, ants have their own funds of 3 billion yuan and lend 1.78 trillion yuan, so the rest are naturally some people who buy wealth management products and put the balance treasure to pay the bill!
The relevant national documents came out:
First, limit the loan amount. The balance of small loans for individual households shall not exceed RMB 300,000, and shall not exceed one third of their average annual income in the last three years. The lower of these two amounts is the maximum loan amount;
That's why you don't want to mess with loans again.
The second is to increase the capital cost of small loan companies: in a single joint loan, the proportion of small loan companies operating online small loan business shall not be less than 30%.
That's why you don't want to gamble.
This also marks the final end of the era of online loan profiteering.
Financial supervision is essential, which is a big decision related to the national economy and people's livelihood!