What if the house is sold to others for a loan?

1. What should I do if I sell my house to others for a loan?

It is a common practice that the seller sells the house and the other party borrows money to buy the house. Sellers need not panic. The seller may agree to transfer the house after receiving the down payment. If the buyer borrows money, it needs to find an intermediary company or a special loan company to handle the loan formalities, and the loan will be issued by the bank after the buyer's property right is transferred. Legal basis: Article 61 of the Law of People's Republic of China (PRC) on Urban Real Estate Management shall apply to the land administration department of the local people's government at or above the county level for registration, and the land administration department of the local people's government at or above the county level shall issue a land use right certificate after verification. If a house is built on the land for real estate development obtained according to law, it shall apply to the real estate management department of the local people's government at or above the county level for registration with the certificate of land use right, and the real estate management department of the local people's government at or above the county level shall verify and issue the certificate of ownership of the house. When real estate is transferred or changed, it shall apply to the real estate management department of the local people's government at or above the county level for registration of change of real estate, and apply to the land management department of the people's government at the same level for registration of change of land use right on the basis of the changed house ownership certificate. After verification by the land administration department of the people's government at the same level, the land use right certificate shall be replaced or changed by the people's government at the same level. If it is otherwise provided by law, it shall be handled in accordance with the provisions of relevant laws.

I want to sell my house, and the other party needs a loan. What should I do with it? What is my real estate license? ...

1, you belong to normal real estate sales. The seller's red book (real estate license) is in hand, and the buyer needs a bank mortgage. Now most of them are using this method, which is a common real estate sale.

It also includes: one-time payment by the buyer and mortgage by the seller; The seller mortgages, and the buyer also needs mortgage; The owner has a red book, and the buyer pays in one lump sum.

2. The general process is as follows: the buyer and the seller sign the sales contract, and the buyer pays the deposit. The seller can give the real estate license to the buyer or a copy of the real estate license; Buyers only need to prepare the loan procedures and down payment for fund supervision required for bank loans, and three work sunrise loan commitments, so they can go to the Land and Resources Bureau for transfer, and then go through the mortgage procedures after the new real estate license comes out. It is normal that this time takes about 30 days.

Third, how to sell the house and what about the other party's loan?

Legal analysis: It is a common practice for sellers to sell houses and get loans from the other party to buy houses. Sellers need not panic. The seller may agree to transfer ownership. If the buyer borrows money, it needs to find an intermediary company or a special loan company to handle the loan formalities, and the loan will be issued by the bank after the buyer's property right is transferred.

Legal basis: Civil Code of People's Republic of China (PRC).

Article 469 The parties may conclude a contract in writing, orally or orally.

Written form refers to contracts, letters, telegrams, telexes, faxes and other forms that can tangibly express the contents contained.

Content can be expressed tangibly through electronic data interchange, e-mail, etc. , and can be regarded as a written form.

Article 470 The contents of a contract shall be agreed upon by the parties, and generally include the following clauses:

Name and domicile;

(2) Subject matter;

(3) quantity;

(4) quality;

(5) Price or remuneration;

(6) Time limit, place and method of performance;

(8) Methods for resolving disputes.