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What do rural credit cooperatives in Huaibin County, Xinyang City, Henan Province need for small loans?
First of all, it depends on which town your household registration is in.

Because credit cooperatives have geographical restrictions, and secondly it depends on the amount of your loan.

Within the credit range

Every club is different.

From 30 thousand to 200 thousand, if your loan amount is within this range, you can take it.

Pledge (marketable securities: mainly time deposits of credit cooperatives, which can be owned by others, with low pledge interest rate and benchmark interest rate)

guarantee

There are also mortgages (mostly real estate). If your loan amount exceeds the credit limit, hehe, you can only mortgage or pledge.