If it is 20 years: 654.38+0 million, the loan is 20 years. About 44%:

The total loan is 65,438+0,000,000.00 yuan.

Number of repayment months: 240 months

The monthly repayment is 7485.20 yuan.

A total of 796,447.27 yuan of interest was paid.

Total principal and interest 1, 796,447.27 yuan.

654.38+00,000 yuan, with a loan of 30 years. About 56%:

The total loan is 65,438+0,000,000.00 yuan.

Repayment months: 360 months

The monthly repayment is 6353.60 yuan.

Total interest paid 1, 287,295.48 yuan.

The total principal and interest is 2,287,295.48 yuan.