Hello, if you are handling formal loan business, you can find it in the credit report the month after the loan is transferred. The above answers are provided by Ronglian Ye Wei for your reference.

Second, a few days after the mortgage loan, the credit was collected.

Every loan from the bank will be checked once. If you want to check the loan credit of other institutions, I suggest you apply for it no more than three times a month! If there are too many times to check the credit information in a month, it will affect the loan review!

Third, how long will it take for the borrowed online loan to arrive?

If the online loan is overdue within 30 days, it will be reported if it exceeds the grace period. If the online lending platform is not connected to the credit information system. In this case, the credit will not be collected after the online loan is overdue.

If the repayment date is due, the repayment will not be made on time. Although it is overdue, the online lending platform will give it another grace period. If the current bill is paid off within the grace period, the online lending platform will not default interest and will not upload bad records. However, if there is still no repayment after the grace period, then the online lending platform is likely to upload bad records to the personal credit information system. The retention period of personal bad information by credit reporting agencies is 5 years from the date of termination of bad behavior or incident; More than 5 years, should be deleted.

4. loans overdue, a student, how often do you meet for credit information?

If you study in loans overdue for more than 3 days, the subsequent repayment will be regarded as overdue, and the overdue record of this situation will be reported at the meeting. For example, the repayment date is 20 days, and the repayment grace period is 2 1-23 days. During this period, repayment is regarded as normal repayment. If the user repays the loan on 24th, it will be counted as overdue repayment. At this time, not only the due amount should be returned, but also the overdue interest should be returned additionally.

In order to choose monthly, quarterly and annual repayment, if the repayment ability is sufficient, you can choose annual repayment.

Repaying the student loans overdue will affect the credit information. Student loans consist of loan records and overdue records. And because of the preferential interest policy, if you study in loans overdue, it will have a greater impact on credit information. After all, during school, the bank has stopped charging interest. If the repayment is overdue, it shows that the user's willingness to repay is low.

If the student loans overdue applies for other credit products in the future and refuses to lend to the user after the deadline.