1. You can't borrow money from a bank without a property right certificate.

As long as there is an invoice, it is clear in the purchase agreement that the things in the attic and garage should be protected by law.

3. Whether you can handle the title certificate with the invoice varies from place to place. In some places, it is not necessarily possible to apply for the title certificate with the invoice, because it is necessary to refer to the planning land permit and the planning process permit to see if the application has been approved.

4. For details, please consult the lobby of the local housing management center.