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Baidu wallet has money to spend, why can't it be used?
If you can't get a loan with money, it means that you haven't reached the audit standard of money for the time being. However, the money-with-money system will update your personal situation from time to time. I suggest you keep good credit and borrowing habits in the later period. If you made a successful deposit with money before, but failed to apply for the quota this time, this is because the application quota with money and each loan need to be reviewed separately, and the loan review will be more strict, so there may be cases where old users with money fail to apply for the quota again.

Youhuahua (formerly Baidu Youhuahua) is a credit service brand under Du Xiaoman Finance (formerly Baidu Finance). Youhuahua has a maximum loan amount of 200,000 yuan and a minimum daily interest rate of 1.2 million yuan. Click to enter the official measurement of Youhuahua.

If you have money, the fastest time for approval is 30 seconds, and the fastest time for lending is 3 minutes. No matter the brand background, interest rate method, risk control or technical advantages, rich flowers are reliable and low interest rates are trustworthy. The loan amount with money to spend is comprehensively evaluated according to the personal credit status, and it is impossible to intervene manually. Therefore, there is no manual application, manual withdrawal and other operations, and there is no need for any pre-loan fees. If in doubt, remember to contact the official customer service (95055), don't trust private customer service, and beware of fraud. ?

This answer is provided by Kangbo Finance, focusing on the interpretation of financial hot events, the popularization of financial knowledge, the pursuit of professionalism and interest, so that the financial content that the people can understand can convey financial value in vivid and diverse ways. I hope this answer is helpful to you.