1. You need to log in to the Love Money Import app before you can use the loan function
2. After logging in, go to the personal page and click "Fast Loan";
3. After reading and agreeing to borrow money, click "Apply Now" and you can borrow money.
Operating environment: (version 5.4. is opened in the Love Money App)
2. Conditions for applying for loan business:
1. Natural persons aged between 18 and 65;
2. The actual age of the borrower plus the loan application period should not exceed 7 years old;
3. Have a stable job, a stable income and the ability to repay the loan principal and interest on schedule;
4. Good credit information, no bad records, and legitimate loan use;
5. Other conditions stipulated by the bank.
:
First, it is best to apply for a loan at a local bank. Practically speaking, the basic conditions of the loan are:
1. Being a Chinese mainland resident and under 6 years old;
2. Have a stable address and place of work or business;
3. There is a stable source of income;
4. There is no bad credit record, and the loan can't be used for stock trading or gambling.
5. Have full capacity for civil conduct.
second, what should be paid attention to when applying for online loans
1. loan conditions. Many online loans are credit loans, but the conditions are still different. In addition to restrictions on the age of application, students are generally not allowed to lend money, and there are other requirements. For example, some people will check the credit information and pay more attention to the applicant's personal credit; Some will also refer to some credit scores, such as sesame credit, which should be clearly understood before lending.
2. Loan fees. First of all, look at the interest. Although the current online loans are all repaid on a monthly basis, they actually bear interest on a daily basis. Generally, the daily interest rate is about five ten thousandths, and the qualified interest rate will be low. If it exceeds this interest, don't apply; Secondly, see if there are any other fees. If you want to transfer money, you will receive a deposit and so on, don't consider it.
3. Loan amount. Different online lending platforms provide different loans, some with a quota of only a few thousand, and some with a maximum quota of several hundred thousand. If the loan quota is not very large, you can choose a small online loan, which is easier to approve; If there is a large loan demand, it is recommended to choose a regular licensed institution for online lending, but the requirements will be high. Of course, the specific amount depends on everyone's qualifications.
4. Lending speed. People who want to borrow online loans are definitely in urgent need of money, and the speed of online lending is also very important. If you want to borrow money quickly, you should choose those online loans that are automatically approved by the system and can be audited 24 hours a day. After all, if there is manual review, the loan will definitely be slower.