1. The store is not within the scope of the second home loan. If you have borrowed money to buy a shop and then borrowed money to buy a house, it is the first time to buy a house.

2. Shops are commercial housing loans. Second suite, New Deal, housing adjustment. Therefore, shops are not within the definition of second home loan.

3. According to the regulations, the loan for shops shall not be higher than 50% of the value of collateral. "In other words, if an individual purchases a shop and uses the shop itself as collateral, the down payment shall not be less than 50%." The loan interest rate of shops needs to rise 10%, so the second suite and shops have become consistent.