Details are as follows:

First of all, according to the law of our country, if the borrower fails to fulfill the repayment obligation as stipulated in the contract, the other party has the right to bring a lawsuit to the court. Therefore, loans overdue is in breach of contract for 90 days, and the borrower can be sued.

Secondly, after 90 days in loans overdue, the borrower has exceeded the reasonable repayment period and failed to fulfill the repayment obligation on time, causing economic losses to creditors. According to the contract or law, the creditor has the right to pursue the borrower's responsibility, and taking legal action after 90 days overdue is the legal way to safeguard the creditor's rights and interests.

In addition, prosecuting loans overdue for 90 days will also help borrowers and creditors to resolve disputes through legal channels, urge borrowers to fulfill their repayment obligations, safeguard the legitimate rights and interests of creditors, and protect the healthy and stable development of financial markets.

To sum up, according to China's laws, loans overdue can sue within 90 days. This is a common practice to safeguard the legal effect of contracts, protect the rights and interests of creditors and promote the healthy development of financial markets. If your loans overdue has reached 90 days, it is suggested that you negotiate with creditors to solve the repayment problem in time and avoid possible legal disputes.

Extended data:

According to China's contract law and related laws, the loan contract is a legal act, and the two parties have agreed on key terms such as loan amount, interest rate and repayment period in the contract. If the borrower fails to repay the loan within the time limit, the creditor has the right to bring a lawsuit to the court. The court will decide whether to support the creditor's claim according to the evidence provided by the creditor. If the borrower still fails to perform the repayment obligation within the statutory time limit, the court may take enforcement measures such as sealing up and seizing property to realize the legitimate rights and interests of creditors.

In addition, it is worth noting that although loans overdue can file a lawsuit within 90 days, whether the court supports the creditor's claim depends on the specific case. The court will comprehensively consider the contractual agreement of both parties, the purpose of borrowing, repayment ability and other factors to make a ruling. In practice, creditors should fully collect relevant evidence before prosecution to ensure the legality of prosecution and the validity of evidence.

In a word, loans overdue can bring a lawsuit within 90 days, and the creditor has the right to pursue the legal responsibility of the borrower to the court. For borrowers, they should fulfill their repayment obligations in time to avoid possible legal disputes. For creditors, they should exercise their rights and interests according to law to ensure the legal effect of the loan contract.

The above is the answer about whether loans overdue can sue in 90 days. I hope I can help you. Please consult a professional legal person or financial institution for details.