The reason why the loan interest rate in the United States will rise sharply is that many people's loan demand is further improving, and on the other hand, it is also related to the Fed's interest rate hike. After that, the Federal Reserve will shrink its balance sheet accordingly, so the interest rates of credit loans and mortgage loans in the United States will further increase, and this data may even set a historical record for American loans.

Mortgage interest rates in the United States soared.

After the Federal Reserve raised interest rates three times, the local mortgage interest rate in the United States has risen to 5.8 1%. Prior to this, the mortgage interest rate in the United States has never been so high, and this figure has exceeded the highest level since 2008. If the inflation problem in the United States is not solved, the interest rate of mortgage loans may further increase, and the cost of people applying for mortgage loans will also increase accordingly.

The rise of loan interest rate is mainly related to the interest level.

You can try to understand this logic: when we talk about raising interest rates, raising interest rates in a place will not only increase the deposit interest rate, but also increase the loan interest rate, thus tightening the liquidity of money. When the Fed raises interest rates, raising interest rates will directly lead to a further increase in loan interest rates, so this will not only happen on mortgage interest rates, but also on credit interest rates.

What is my personal opinion?

Personally, it is very normal for the mortgage interest rate in the United States to rise, because the CPI ratio in the United States has reached more than 8%. If CPI continues to be high, all loan interest rates will further increase. When the mortgage interest rate exceeds 10%, this figure means that basically not many people are willing to apply for loan products, and the liquidity of money in the market will be further tightened.