Yes, you can.
The access condition for provident fund loans is that individuals can make loans if they have paid the provident fund in 300 yuan for six consecutive months and have good credit information. The age of the loan is 25 to 55, and the information you need to carry is ID card, marriage certificate, income certificate, bank account, address certificate and provident fund card.
2. Can Shanghai Provident Fund borrow money to buy a house in Shenyang?
Shanghai's provident fund cannot be used for off-site loans in Shenyang.
Can I withdraw the provident fund without using the Shanghai provident fund loan? Yes, you can. Can't buy a house in other places, that is to say, after the age of 60, can the provincial provident fund and the municipal provident fund be used together?
Yes, you can. Lenders applying for housing provident fund loans need to submit a written application to the bank, fill in the application form for housing provident fund loans and truthfully provide the following information:
Proof of deposit of housing provident fund of the applicant and spouse;
Identity certificates of the applicant and spouse (referring to valid residence certificates such as resident identity card and permanent residence booklet) and proof of marital status;
Proof of stable family income and other proof of creditor's rights and debts that have an impact on repayment ability;
Valid documents such as purchase contract and agreement;
Collateral, pledge list, certificate of ownership, certificate of consent of the authorized disposition to mortgage and pledge, and certificate of collateral valuation issued by relevant departments;
The provident fund center requires the third-party guarantor to provide guarantee and pay the guarantee fee, and the borrower, the lender and the third-party guarantor * * * sign a tripartite contract;
Other information required by the provident fund center. abstract
Can the provincial provident fund and the municipal provident fund be used together?
Yes, you can. Lenders applying for housing provident fund loans need to submit a written application to the bank, fill in the application form for housing provident fund loans and truthfully provide the following information:
Proof of deposit of housing provident fund of the applicant and spouse;
Identity certificates of the applicant and spouse (referring to valid residence certificates such as resident identity card and permanent residence booklet) and proof of marital status;
Proof of stable family income and other proof of creditor's rights and debts that have an impact on repayment ability;
Valid documents such as purchase contract and agreement;
Collateral, pledge list, certificate of ownership, certificate of consent of the authorized disposition to mortgage and pledge, and certificate of collateral valuation issued by relevant departments;
The provident fund center requires the third-party guarantor to provide guarantee and pay the guarantee fee, and the borrower, the lender and the third-party guarantor * * * sign a tripartite contract;
Other information required by the provident fund center. answer
My husband and wife are from the municipal provident fund, and now my daughter-in-law has changed her unit and paid the provincial provident fund. What should I do now?
As long as it is a contract signed after the approval of the provident fund loan, it cannot be changed. This should have no effect on you. If the provident fund is withdrawn, you only need to go through the corresponding withdrawal procedures. answer