What are the requirements for a Fenqile loan? Application conditions for installment loans

Whether it is a bank loan or a private loan, lenders need to prevent and control risks and review the applicant's credit conditions to ensure that the loan can be recovered in time. Today I will introduce to you what conditions are required for an installment loan and what you need to know before applying for an installment loan. Fenqile cooperates with multiple brand financial companies to lend loans, one of which is Harbin Longqing Branch. In order to ensure the safety of loan funds, the platform needs to ensure the authenticity, accuracy and completeness of personal information and financing information.

Applying for an installment loan requires the following basic conditions: 1. The applicant is over 18 years old and a Chinese citizen with full capacity for civil conduct; 2. Has a stable source of income and has the ability to repay the loan principal and interest on schedule. The ability to pay fees and other payables; 3. Good personal credit status, no bad information records such as large overdrafts and overdue payments; 4. No long-term lending, and information on banks, consumer finance companies, small loan companies, trust companies, and online lending The total number of intermediary platforms and other institutions that borrow money shall not exceed 3. In addition, if it is a college student loan, identity verification is also required, such as student ID card, admission ticket, library card, etc. Because college students belong to a special group and do not have a stable source of income, the amount of loans they can borrow is relatively low. Fenqile application conditions

Fenqile must be over 18 years old when applying for a loan, have a stable job and be able to repay the loan on time. Have a mobile phone number with real-name authentication, and there is no long-term lending situation. Generally, the number of borrowers cannot exceed 3. When borrowing money, you must also ensure that your personal credit report is good. Only in this way can you successfully borrow money.

The loan limit was not very high when FenqiLe was first launched, but after users repay on time, the loan limit can be increased. When borrowing, users can choose different periods for repayment. The longest repayment period is 36 periods, but users can repay in advance when funds are sufficient.

You cannot make late repayments after borrowing money from Finqle. Otherwise, penalty interest will be incurred and overdue records will affect your personal credit. A bad credit report will affect the processing of various loans. Moreover, the next time you borrow money through Fenqile after it is overdue, it will be rejected by the platform. If you do not return it in time, the platform will collect the money.

The minimum repayment amount of Fenqile can prevent users from being overdue during the repayment process. In fact, when the loan amount is not very large, you can consider borrowing from friends around you. This can avoid interest expenses. When you have money later, Then return it to your friends, but in daily life you cannot often borrow money from friends around you. What are the conditions for borrowing money from Fenqile?

To apply for a Fenqile loan, you need to meet the following basic conditions:

1. The applicant must be over 18 years old and a Chinese citizen with full capacity for civil conduct

2. Have a stable source of income, and have the ability to repay loan principal, interest and other payables on time;

3. Have good personal credit status, with no bad information such as large overdrafts or overdue payments. Records;

4. There is no long-term lending situation. The total number of loans from banks, consumer finance companies, small loan companies, trust companies, online lending information intermediary platforms and other institutions shall not exceed 3.

5. In addition, if it is a college student loan, identity verification is also required, such as student ID, admission ticket, library card, etc. Because college students belong to a special group and do not have a stable source of income, the amount of loans they can borrow is relatively low

1. What is the minimum borrowing amount for Fenqinle's cash withdrawal business? 300 yuan, and the maximum amount of cash that can be withdrawn is 50,000 yuan. However, the amount of borrowing that can be borrowed by different users is different, and the actual amount of cash that can be withdrawn approved by the system shall prevail.

2. What is the limit on cash withdrawals from Fenqi Le?

The maximum single order of Fenqi Le loan is 5,000 yuan, and the amount exceeding 5,000 requires multiple borrowing operations. For example: If you borrow 12,000 yuan from Fenqile and want to borrow it all, you need to place an order in 3 times, the first time is 5,000 yuan, the second time is 5,000 yuan, and the third time is 2,000 yuan.

3. What you need to know about installment loans

Because installment loans require an appointment, whether the appointment can be successful is subject to system review. Generally, installment loan times are on the hour, such as 8 a.m. and 12 p.m. It is recommended that you seize the opportunity to grab the quota. Once the system shows that the loan quota is insufficient, the loan will fail.

4. Can Fenqile make an appointment to withdraw cash successfully

Fenqile is a credit consumer finance platform specially built for young people. Many users have used the function of making an appointment to withdraw cash. The delay in the payment of the loan inevitably makes people doubt whether the installment cash withdrawal appointment is really useful.

Penqile makes an appointment to withdraw cash. The official loan arrival time is within 24 hours. If it is faster, it only takes a few minutes. However, there may be special circumstances where the cash withdrawal amount exceeds 24 hours or the reservation is required. Cash withdrawal failed. As a credit consumption platform, making an appointment to withdraw cash is equivalent to borrowing money. In order to prevent and control risks and ensure that the money released can be recovered in time and in full, the system needs to review the credit conditions of the applicant who applies for appointment to withdraw cash, and the review time There are lengths and lengths, and the audit results are good and bad.

If the credit conditions are not good, it is easy to be rejected. In addition, if the installment cash withdrawal limit has been reserved by others, you will not be able to place the payment. However, as long as you have no flaws in principle (bad credit) and the cash withdrawal limit is sufficient, there is basically no problem in making the next payment. How about installment loan from Lelehua? What are the application requirements?

Among the well-known loan platform Fenqile, there is an installment Lehua loan product that can provide everyone with cash loans. So, how about installment Lelehua loan? What are the application conditions? Here, I would like to introduce you to the details.

Basic information Installment Lelehua loan is a cash loan product provided to some users. It adopts the method of installment repayment and supports monthly installment repayment orders, casual repayment orders and other repayment methods. In terms of loan review speed, Lelehua installment loans will generally be reviewed within 24 hours. After the loan application is approved, the installment loan will be disbursed within 24 hours. In terms of early repayment, there are special regulations for installment Lelehua loans. Installment Lelehua loans do not support partial early repayment, but only support full early repayment, and the repayment interest rate is calculated at an annualized rate of 36%.

Application conditions Because the application conditions are provided by third-party banks or licensed financial institutions, the application conditions are relatively strict. The basic conditions that everyone needs to meet are: 1. Have good personal credit, not only have no record of default in Fenqile, but also cannot have any record of default in other financial institutions; 2. Be over 18 years old, have a stable income, and have the ability to be on time. The ability to repay in full; 3. Be a high-quality user of Fenqile with good past loan frequency and payment records; 4. Meet other conditions of Fenqile’s “Eagle Eye” risk control system and third-party financial institutions. The above has introduced you to the general situation of Lelehua in installments. I believe you already understand what it is like to borrow in Lelehua in installments. In general, installment Lelehua loan is a pure credit loan product with a relatively high application threshold.