What conditions do units need to apply for housing provident fund? The following units are eligible to withdraw housing provident fund:

1, institutions;

2. State-owned enterprises, urban collective enterprises, foreign-invested enterprises, enterprises invested by Hong Kong, Macao and Taiwan businessmen, urban private enterprises and other urban enterprises or economic organizations;

3. Private non-enterprise units and social organizations;

4. Permanent representative offices of foreign, Hong Kong, Macao and Taiwan invested enterprises and other economic organizations.

First, the newly established unit shall handle the registration of housing provident fund account opening within 30 days from the date of establishment.

Second, the handling process: in the case of complete procedures, handle it on the spot.

Three, the establishment of housing provident fund registration procedures and materials

(1) Sign up.

Units shall prepare the following materials to the local housing provident fund management center for housing provident fund deposit registration.

1, business license of enterprise as a legal person (copy);

2. Organization code certificate (copy);

3, the unit for housing provident fund business authorization (official seal of the unit);

4. Copy of the ID card of the legal representative (or person in charge) of the unit (stamped with the official seal of the unit)

5. A copy of the ID card of the unit manager;

6. A copy of the employee's ID card;

7. Fill in the "Registration Form for Deposit of Housing Provident Fund Units" and the "Inventory of Establishment of Individual Accounts of Housing Provident Fund". If it is required to pay back the previous year, it is also necessary to fill in the housing provident fund payment calculation table.

8 other materials required by the housing provident fund management center.

(2) examination and approval

The unit shall submit the certification materials and the completed form to the housing provident fund management center for review. After the audit is passed, an audit opinion will be issued and the data will be transmitted to the entrusted bank.

(3) Opening an account

The entrusted bank shall enter relevant information and notify the unit to open an account. After receiving the notice from the entrusted bank, the unit shall go to the entrusted bank with the second form and related materials to handle the procedures for setting up the employee individual housing provident fund account.

What are the conditions for paying the housing provident fund? The conditions for applying for housing provident fund loans are: permanent residence in cities and towns or valid residence status; Have a stable occupation and income; Buy self-occupied housing in this city, and provide the purchase contract and relevant supporting documents; Provide guarantee methods approved by the management center, etc. The loan amount cannot exceed the maximum amount of a single housing provident fund loan. At present, the maximum amount of a single housing provident fund loan is 400,000 yuan; The loan amount can be increased by 30% to 520 thousand yuan for loan applicants whose credit rating is AAA in the personal credit evaluation report; The AA category can increase by 15% and reach 460,000.

Secondly, the purchase of forward-selling commercial housing, the maximum loan can reach 90% of the total housing price; The maximum loan for the purchase of houses with other properties is 95% of the total house price.

If the housing to be loaned is a commercial house or a second-hand house, individuals need to pay two fees: 1. The personal housing loan guarantee fee charged by the guarantee center is related to the loan term and loan amount. The loan period is long, and the guarantee fee paid per ten thousand yuan is relatively high. The housing appraisal fee charged by Kangzhengju Jiji Real Estate Appraisal Co., Ltd. is only the housing provident fund loan guarantee fee charged by the guarantee center if the loaned house is affordable housing, housing reform housing or fund-raising housing.

Provident fund loan process 1. The loan applicant fills in the application form; 2. The applicant submits the application materials to the Center; 3. Confirm the customer's loan qualification through the preliminary examination of the center; 4. The borrower entrusts an appraisal firm to conduct mortgage audit and appraisal; 5. Fill in the loan file; 6. Submit the custody contract and loan contract to the developer and guarantee unit for seal; 7. buy insurance; 8. Submit materials to the provident fund management center for review; 9. Send the data to the center for final review; 10. Send the information to the lending bank; 1 1. Store the information returned by the bank; 12. Repay on schedule according to the loan file. Individuals can pay separately. They deduct it from their salary every month.

What are the requirements for housing provident fund? There are two conditions for handling provident fund loans: 1. First, the unit where you work gives you a provident fund, and then you have a provident fund account; 2. The provident fund must be paid for more than 12 months, and the payment time and amount must exceed 12 months. 3. There are no outstanding provident fund loans. 4. It's not the relevant procedures required for small loans. You only need to prepare: 1, your provident fund account; 2, the unit's provident fund account number; 3. Monthly deposit; 4. deposit ratio; 5. Deposit place of the provident fund. Through the above five points, you can work out the maximum amount you can borrow. The housing accumulation fund system is actually a housing security system and a form of monetization of housing distribution. The housing accumulation fund paid by the unit for employees is an integral part of employees' wages. It is the unit's obligation to pay the housing provident fund for employees, and it is the legal right of employees to enjoy the housing provident fund policy. Some units have not established a housing accumulation fund system for employees, which infringes on the legitimate rights that employees should enjoy.

The unit wants to apply for provident fund for employees. How to apply for housing provident fund?

You can consult the local provident fund management office. Generally, you need to bring some documents such as company business license and account opening certificate to open it.

Pay the money on time every month after opening, and then it will be fine;

How to register the deposit 1 The unit manager shall fill in the copy of the Unit Registration Form uniformly printed by the management center in advance, affix the official seal of the unit, and carry the above-mentioned relevant materials to the management department for registration. 2. After checking that the unit registration form is correct, the cabinet receiving personnel of the management department will input the relevant information of the unit registration form into the acquisition system. After the operation is completed, the system will automatically generate the company registration number for the company. The company registration number is always unique in the system, which is the logo of the company handling various businesses in the management center. 3. The teller in the management department prints a registration form of the institution. After the unit manager checks that the Registration Form of Government Organs and Units is correct, the teller in the management department will stamp it and return it to the unit manager, and the unit registration number will be manually marked in the upper right corner of the Registration Form of Government Organs and Units filled in by the unit. 4. A copy of the unit registration form, organization code certificate, unit certificate, ID card of the legal representative or person in charge and ID card of the agent filled in by the unit shall be filed by the management department.

My personal unit, how to pay housing provident fund to employees, what conditions can the unit pay housing provident fund to employees, and seek answers to the registration procedures and materials for the establishment of housing provident fund. The unit shall handle the registration of housing provident fund deposit at the local housing provident fund management center with the following materials, 1, business license of enterprise legal person (copy); 2. Organization code certificate (copy); 3, the unit for housing provident fund business authorization (official seal of the unit); 4 copies of the ID card of the legal representative (or person in charge) of the unit (with the official seal of the unit). Copy of the identity card of the unit manager; 6. A copy of the employee's ID card; 7. Fill in the "Registration Form for Deposit of Housing Provident Fund Units" and the "List for Establishment of Personal Accounts of Housing Provident Fund". If it is required to pay back the previous year, it is also necessary to fill in the housing provident fund payment calculation form. 8 other materials required by the housing provident fund management center. Two, the examination and approval unit will prove the material and fill in the complete form to the housing provident fund management center for examination and approval. After the audit is passed, an audit opinion will be issued and the data will be transmitted to the entrusted bank. Three. The entrusted bank shall enter relevant information and notify the unit to open an account. After receiving the notice from the entrusted bank, the unit shall go to the entrusted bank with the second form and related materials to handle the procedures for setting up the employee individual housing provident fund account.

After the registration of housing provident fund is completed, the municipal provident fund center will issue the unit card to the unit, and the unit should set a password when receiving the unit card to facilitate the unit manager to handle related business. If you forget the password of the unit card, you should report the loss of the password to the provident fund counter with the unit card and the second-generation ID card of the unit manager. If the unit card is accidentally lost, the unit manager should report the loss of the unit card to the card management department with his ID card, and the city provident fund center will re-create the unit card. After 6 working days, the unit can get a new card. Wechat is very convenient now. Not only can you chat with friends, share your circle of friends, send red envelopes, etc., but you can also use WeChat city service to inquire about more life problems and even handle various businesses. You don't have to wait in line if you pay the utilities.

Housing provident fund housing conditions are different, and the local provident fund centers are managed locally, so the local color is very strong, so we should consult the local area.

What are the requirements for housing provident fund loans in Hangzhou? Provident fund policies vary from place to place. First, ask if you can borrow money from other places (not in most areas), and you can't apply for provident fund loans, but it is definitely possible to withdraw provident fund. To apply for a mortgage housing provident fund loan, you should meet the following conditions: (1) Have a permanent residence in this city or a valid residence certificate; (2) The housing accumulation fund has been continuously paid for more than half a year before the application, and the accumulated time for paying the accumulation fund is not less than 2 years; (3) Self-raised funds account for more than 30% of the total house price (including 30%); (4) Have a stable occupation and a stable source of income, and have the ability to repay the loan principal and interest; (5) signing a house purchase contract or agreement; (6) meeting other conditions agreed by the trustor and the trustee.

Second, how do Changping units apply for housing provident fund, and what are the requirements for the units?

The new unit shall go to the provident fund center for deposit registration within 30 days from the date of establishment, and go to the bank for the establishment of employee provident fund account with the audit documents within 20 days after registration.

Changping Management Department of Provident Fund Center 80 1 1957 1 Address: Floor/KLOC-0, Building 26, Zone 3, Li Nan, Dongguan. How do Changping units handle housing provident fund, and what are the requirements for them?

The new unit shall go through the deposit registration at the time of establishment, and go through the formalities for the establishment of the employee provident fund account in the bank with the audit documents within 20 days after registration. Changping Management Department of Provident Fund Center 1 9571Building 61Floor

Four, Changping units how to apply for housing provident fund, what are the requirements for the unit?

1 First of all, don't buy it. It's no use buying such a small house. It's hard to sell it in the future.

If you rent it, the rent will be three or four hundred a month, which is too much.