Employees who meet the relevant regulations on elevator installation in old urban communities (except that my spouse and I have outstanding housing provident fund loans or I am the guarantor of provident fund loans), and housing owners who have paid construction funds in advance after the formal construction of elevator installation project (employees who have paid housing provident fund) can apply for withdrawing the storage balance in their own and spouse's housing provident fund accounts for the construction funds that individuals need to pay for elevator installation.