How can I check my loan amount, monthly repayment, and interest on my mobile phone?
Minsheng Bank personal loan statement details query:
You can query the loan statement through Minsheng Bank mobile banking, online banking or 95568 telephone banking:
1. Mobile banking: After you log in to mobile banking, click "Loans - My Loans", and then click "Details" under the signed loan to query the "Repayment Schedule" and "Repayment History";
2. Online banking: After logging into online banking, click "Loans - My Loans" to check the "Repayment Schedule" and "Repayment History";
3.95568 Telephone Banking: The card owner is required Call, provide the card number and verify it with the inquiry password, and the customer service specialist will conduct the inquiry. How to check mortgage information on mobile phone
Users can directly log in to the mobile banking APP and check the details in My Loans to find all the loans currently handled by the user in mobile banking. If a mortgage is applied for, the loan amount, repaid amount, and amount to be repaid will all be displayed. Users can also directly check the repayment details through their mobile phones.
Of course, users can also directly call the bank's customer service hotline with their mobile phones, and then be transferred to a manual customer service, who can help inquire about mortgage-related information.
Operating environment: Huawei nova5pro 14.5.1 Personal Mobile Banking 3.0.42
1. Home loan, also known as home mortgage loan. A home loan is when a home buyer fills out an application for a home mortgage loan to the bank and provides legal documents such as ID card, income certificate, house sales contract, letter of guarantee, etc. that must be submitted. The bank will make a commitment to the home buyer after passing the review. Grant loans, and handle real estate mortgage registration and notarization based on the house sales contract provided by the home buyer and the mortgage loan contract signed between the bank and the home buyer. The bank will directly transfer the loaned funds to the house selling unit within the period specified in the contract. on the bank's account.
2. On November 24, 2013, the latest survey data showed that based on the sample data from October 11 to November 11, 17 of the 32 cities had suspended housing loans. In June 2018, some branches of Beijing Industrial Bank raised the first home loan interest rate by 30% compared with the benchmark interest rate. A staff member of a branch of Industrial Bank in Chaoyang District said that the branch notice received so far is that the first home loan interest rate will increase by a minimum of 10% based on the benchmark probability. "The interest rate increase at other branches is unclear."
3. Participants in mortgage loans include commercial banks that provide credit funds, home buyers who ultimately purchase real estate, and property owners (including developers/owners of second-hand houses). When applying for a loan, they also need an appraisal company and a housing mortgage guarantee company. participation. According to statistics released by real estate guarantee company Beijing Wancai United Investment Management Co., Ltd. at the end of 2010, in major first-tier cities in China, the utilization rate of housing loans has reached a high level. For home purchase mortgage loans, the loan ratio has reached more than 70%, and In recent years, an increasing number of residents have applied for real estate mortgage consumer loans to revitalize their real estate by using their own names or the properties of their relatives. "Mortgage" has become a way of life closely related to residents' lives. How to check Bank of China mortgage repayment record
You can log in to Bank of China Mobile Banking and click "Loan" - "My Loan" - "Repayment Record" to view it. If you need further information, please call Bank of China customer service hotline 95566.
The above content is for your reference, please refer to actual business regulations.
If you have any questions, please feel free to consult Bank of China’s online customer service.
You are sincerely invited to download and use Bank of China Mobile Banking APP or Bank of China Cross-border GO APP to handle related businesses.