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Do you think people who break their promises on debts should be restricted from spending too much?
It is one of the necessary and necessary disciplinary measures to punish those who fail to repay their debts and lose their trust in the people. At present, there are two forms of disciplinary measures against the person who has broken his promise, namely, Lao Lai. I think it is illegal for those who use fraudulent loans to maliciously evade debts. Those who do not voluntarily declare property, violate discipline, voluntarily declare property orders, conceal or transfer hidden assets, and use other people's ID card information to open bank cards and telephone cards to conceal assets belong to malicious evasion of debts, resistance to challenging the law and resistance to fulfilling legal repayment obligations, which are collectively referred to as Lao Lai's illegal and criminal acts. This kind of civil dispute, handled only by restrictive measures, is obviously not as good as Lao Lai's malicious evasion of debts. It is not enough for us to still adopt the original restrictive measures. Let's see why there are more and more Lao Lai. Obviously, the existing height limit sanctions and disciplinary measures can no longer meet the needs of disciplinary measures. Therefore, the more limited Lao Lai is, the more he does not look for the key to "hitting the snake seven inches" from the source. Therefore, Lao Lai must be intercepted at the source. Those who do not voluntarily report property violations of the property reporting order should be dealt with as civil disputes, and pursued in conjunction with the public security law and the whole society to reduce the living space for Lao Lai to flee everywhere. Assisting Lao Lai to hide and transfer hidden assets, providing ID information and opening bank cards and calling cards to help him accept hidden and transferred assets have constituted harboring, resisting and refusing crimes. Why not pursue this crime of assistance to make it reasonable and legal? This is the only secret passage for Lao Lai to evade debts and transfer hidden assets. This is the source. The original land, sea and air are fully covered, and sanctions are restricted. How can Lao Lai transfer hidden assets and run away? If you really want to ban it, there is no point in playing tricks;

To sum up, the height limit measures cannot be cancelled, and it is even more impossible to chase and intercept Lao Lai. It is not to make Lao Lai dare not rely on it, but it is meaningless.

All the above points have been done, then it is the turn of the law to enforce the law, that is, those who are truly unable to repay their debts have been strictly and automatically distinguished. The rescue, the forbearance and the relaxation of time should be carried out in a benign and orderly manner in accordance with laws and regulations. This is a correct, objective, fair and just attitude to deal with debt disputes and contradictions, and it is also a wise move to overcome the difficulties in implementation, complete the historical mission and realize the hooligans' attitude towards China in the world.

I am heavily in debt, penniless, and have money to spend?

You can't get a loan when you are blackmailed by the bank. Even if your credit card is maxed out, it will be banned and summoned by the court, and there is no money to spend!

Breaking faith is divided into two parts: first, how to spend more if you have no money to spend? Second, if you have money, you must suppress it. But at present, it is characterized as untrustworthy, mostly procedural results, and few people are really lazy. Who wants to be lazy with money? Another reason is that procedural dishonesty has become a tool for some people to intimidate and seduce.

I think people who break their promises, that is, Lao Lai, should be put in prison. It's no use just limiting high consumption. They have many routines, and Lao Lai is a master of exploiting legal loopholes.

The real Lao Lai must be put in prison, and any insignificant restrictions will have no effect.

You can't have money to enjoy it and no money to pay the bill, can you?

Many people without faith do encounter difficulties and cannot repay their debts. If there are too many restrictions, they will block the way to make money.

A lot of things are too formatted. The real Lao Lai can't limit it at all. Look at Wen's parents. They still sit in luxury cars and mansions and go to aristocratic schools ... but for those who really want to earn money and pay their debts, they feel that they have a monthly payment (not perfunctory repayment, but more than half of their income). Some restrictions should be lifted relatively, so that those who really want to pay their debts have more opportunities to earn more money and pay off their debts faster.

There is no doubt that it is natural to limit the excessive consumption of faithless people. This is not only a punishment for the debtor, forcing him to solve the debt problem as soon as possible, but also a respect for the creditor and trying his best to recover the losses.

Imagine that a person in debt, since he can be classified as a faithless person, that is, as the saying goes, Lao Lai, does not actively face the reality and consider how to pay off his debts as soon as possible to alleviate his guilt, but still spends a lot. Not only do you not think about repentance, but also increase the negative emotions of creditors in disguise, which is extremely immoral behavior.

Many creditors, except some institutions, mostly earn hard-earned money through their own efforts. They originally helped in good faith, hoping to get a little higher interest than the bank. Some of them are pensions, or money for working for children and buying a house, for the purpose of trust and help. However, it never occurred to them that being cheated sometimes leads to many tragedies and accidents. I'm afraid nobody knows.

As a debtor, because of his own fault, he borrowed money from others and failed to pay it back. He was sued by others and classified as Lao Lai. You don't think this is a shameful act, but you are still bluffing, unrepentant, changing your name and surname, or stealing the column and living a happy life. If you don't give some punishment, the law doesn't allow it.

As the old saying goes, the French Open is restored, but it is not leaked. As a debtor, only by actively facing the reality, working hard and paying off debts as soon as possible can we alleviate the condemnation of conscience and return to normal life as soon as possible, instead of taking chances and maliciously evading debts. Once classified as a deadbeat, it will only aggravate the crime and be reviled.

Debt is not terrible. What is terrible is the loss of conscience and the confusion of nature. How can there be harmony and beauty without severe punishment and accountability? Therefore, it is the debtor's best choice to recognize the situation and get lost.