Legal analysis: What is owed today? The last payment of the house is RMB? Where is the specific address of the house? ), the balance is paid by the bank mortgage, and this IOU will automatically become invalid after the bank transfer. If the bank transfer is less than the total house payment, the debtor transfers money in the bank? Make up in cash in a few days. According to the debtor; Let both of them sign the IOU and press their fingerprints (right thumb) Time:

Legal basis: Article 469 of the Civil Code. The parties may conclude a contract in writing, orally or in other forms. Written form refers to contracts, letters, telegrams, telexes, faxes and other forms that can tangibly express the contents contained. A data message that can tangibly express its content through electronic data interchange, e-mail, etc. , and can be retrieved at any time, are considered in writing.

Article 470 of the Civil Code stipulates that the contents of a contract shall be agreed by the parties, and generally includes the following clauses: (1) the name and domicile of the parties; (2) Subject matter; (3) quantity; (4) quality; (5) Price or remuneration; (6) Time limit, place and method of performance; (7) Liability for breach of contract; (8) Methods for resolving disputes. The parties may conclude a contract by referring to the model texts of various contracts.