Hello, Agricultural Bank of China's Huinong e-loan has no quota after three years, which does not meet the loan conditions. After the overdue repayment of Huinong e-loan, the amount has not been frozen but there is no available amount, indicating that your credit information has been spent or blacked out. Because you will check the credit when you repay the loan. During the use of Huinong e-loan, there is no overdue situation, so it is necessary to maintain a good personal credit report and reduce personal liabilities, so that after the expiration of Huinong e-loan, there is a chance to obtain the quota again and borrow money.