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What is the violation of the loan interest?
That depends on who is the subject of the loan, and non-bank institutions are suspected of illegal operation.

Legal basis:

Interim Measures for the Administration of Fixed Assets Loans

Article 6 The lender shall bring the fixed assets loan into the unified credit line management of the borrower and the group customers to which the borrower belongs, and establish the risk limit management system of the fixed assets loan according to the dimensions of region, industry and loan type.

Article 7 The lender shall agree with the borrower on a clear and legal purpose of the loan, and inspect and supervise the use of the loan according to the agreement to prevent the loan from being misappropriated.

Article 8 Banking supervision institutions shall supervise and manage the fixed asset loan business of lenders in accordance with these Measures.