After the buyer pays off the provident fund loan of the first house, he can still use the housing provident fund to buy a second house, including the following situations:

1. After paying off the provident fund loan for the first house, you can apply for the provident fund loan for the second house. The calculation method and handling process of the specific provident fund loan are the same as buying the first house to handle the provident fund loan.

2. After paying off the first set of housing provident fund loans, if the second set of housing provident fund loans is not applied, the property owner can apply for the withdrawal of housing provident fund within 6 months from the date of issuance of the property right certificate based on the property right certificate, purchase contract and purchase invoice of the second set of housing.

3. After paying off the first housing provident fund loan, the borrower can withdraw the balance of housing provident fund to repay the loan after purchasing the second housing and applying for provident fund loan.

Housing accumulation fund refers to the long-term housing savings paid by state organs, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises, institutions, private non-enterprise units, social organizations and their employees.