If you need a loan, you can choose different loan methods according to your actual situation:

1. Bank loan: The credit conditions are relatively good, especially to ensure good credit information, which is closely related to banking business;

2. Formal financial institutions: loan review is slightly looser than that of banks, but good credit investigation is also a necessary condition;

3.P2P lending platform: the application conditions are relatively loose, and the blacklist also has the opportunity to pay, but the interest is relatively high;

4. Online loan platform: It can be said that applying for zero threshold can be forced to go ashore without checking credit information or credit information, but violent collection is also scary.