According to the relevant information inquired, no, only pure commercial loans can be converted into pure provident fund loans, and cannot be converted into portfolio loans. If there is any difference, it needs to be filled in cash; 12. The housing age (subject to the year of completion) of the stock house dealers who transfer to public loans shall not exceed 30 years (including 30 years). It is best to go to the local official website to check the first-hand authoritative information.