Inclusive finance refers to providing appropriate and effective financial services to all social strata and groups with financial services needs at an affordable cost based on the requirements of equal opportunities and the principle of business sustainability.

Inclusive finance's main areas include:

Loans in inclusive finance Middle School include loans to help enterprises and personal loans to support agriculture, which are loan services for small and micro enterprises, farmers, urban low-income people and other vulnerable groups. Among them, loans for individual industrial and commercial households, small and micro business owners, farmers' business loans, business guarantee loans, poverty-stricken people's consumption loans and student loans are also provided by inclusive finance.

Special groups such as small and micro enterprises, farmers, urban low-income people, the poor, the disabled and the elderly are the key service targets in inclusive finance.