The lender and the borrower shall clearly stipulate the repayment method and repayment plan in the loan contract, and authorize the lender to deduct the loan principal and interest from the account designated by the borrower on the agreed repayment date. Personal time deposit pledge loan can take one of the following repayment methods: equal principal and interest repayment; Repayment of equal principal; Pay interest regularly, and repay the principal and interest in one lump sum at maturity; One-time repayment of principal and interest at maturity, etc. The repayment method of personal time deposit pledge loan for personal online banking/personal mobile banking shall be subject to the contract content displayed in the system and confirmed by the borrower at the time of loan application. The above contents are for your reference. Please refer to the actual business regulations.

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