Legal analysis: the process of mortgage of real estate license in bank: 1. The district and county real estate bureau where the property right house is located asks whether the property can be registered as mortgage; 2. The bank designates a real estate appraisal agency to evaluate the applicant's own property; 3, the bank to assist the applicant to handle the formalities of real estate insurance and the corresponding loan approval procedures; 4. The borrower holds the real estate license and loan contract to the district and county real estate bureau where the real estate is located for mortgage registration, and the agency expenses shall be borne by the borrower; 5. After the mortgage registration is completed, the loan will be issued.

Legal basis: Article 395 of the Civil Law of People's Republic of China (PRC), the following properties that the debtor or a third party has the right to dispose of can be mortgaged: (1) buildings and other land attachments; (2) The right to use construction land; (3) the right to use the sea area; (4) Production equipment, raw materials, semi-finished products and products; (5) Buildings, ships and aircraft under construction; (6) means of transportation; (seven) other property not prohibited by laws and administrative regulations. The mortgagor may mortgage the property listed in the preceding paragraph together.