According to Cai Xi's survey. Com, Zhaolian Finance will call the family if it is overdue for more than 3- 10 days. If the borrower's phone is open after the deadline, the borrower will be called for dunning within ten days after the deadline. If the borrower fails to pay back the money after ten days, the platform will call family and friends.

Note that after loans overdue, the loan platform has no right to ask the borrower's family and friends to repay, only to ask the borrower's family and friends to inform the borrower to repay as soon as possible. Of course, if the immediate family members of the borrower (spouse, parents, brothers and sisters) are willing to take the initiative to help the borrower repay, then they can communicate with each other about repayment.