1, resulting in serious consequences: the car loan of Xianfeng Taimeng Finance Leasing Co., Ltd. is overdue for three years, resulting in high penalty interest and liquidated damages. According to the contract, overdue repayment will generate penalty interest and liquidated damages, which will continue to increase and bring economic pressure to individuals.

2. Impact: If parents have unpaid car loans from Pioneer Taimeng Finance Leasing Co., Ltd., it will affect their children's education and future development, because credit records are an important part of family credit, and parents' bad credit records will have a negative impact on their children's future loan applications and credit card applications.