In addition to banks, only licensed platforms are generally more formal, such as Ping An Pratt & Whitney, 360 IOUs, rich flowers, pleasant loans, installment as scheduled, 2345 loans, building blocks and so on.
Second, how to borrow money on qq
QQ itself has no loan channel software, and users can apply for micro-loans to borrow money in QQ.
Users log in to QQ, then open the package, click Enter, and check the column of "Funds-Financial Management" to see the micro-loan loan. If the user does not see the micro-loan application entrance after entering, he is eligible to ask for money.
After finding the micro-loan entrance, the user agrees to apply for a loan according to the relevant agreement. The quota and interest rate of each user are different, and the system will make the final decision.
"Micro-loan" is a pure online micro-credit cycle launched by Weizhong Bank, a domestic internet bank, for WeChat users and mobile QQ users. Online on mobile QQ, online on WeChat in September.
"Micro-loan" relies on mobile QQ and WeChat, and adopts the official invitation system. Invited users can see the entrance of "micro-loan" in "QQ Wallet" of mobile QQ and "WeChat Pay" of WeChat, and get a loan amount of up to 200,000 yuan.
As an Internet banking loan product launched by Weizhong Bank, "micro-loan" has the following characteristics:
No guarantee, no guarantee
Most traditional loans require the borrower to be insured or have no fixed assets under his name. "Micro-loan" does not need mortgage and guarantee, and does not need to submit any paper materials.
At present, the credit line of "micro-loan" to users is between 100 yuan and 200,000 yuan, which varies according to the individual's comprehensive situation. A single loan can be loaned 100-40,000 yuan.
The daily interest rate is 0,000 yuan, and the daily interest rate is 2-5 yuan.
"Micro-loan" has been officially launched on Tencent mobile QQ platform and WeChat platform.
"Micro-loan" adopts the user invitation system. Invited users can find "micro-loan" in "WeChat-I Pay" or "Hand" and click to experience the product.
Since 2065438+April 26, 2006, the number of micro-loans has exceeded 30 million, and the accumulated loans have exceeded.
20 16 may16, internet bank weizhong bank released the latest report card, and its core business "micro-loan" issued more than 40 billion loans in the past year.
By the end of 20 19, "micro-loan" had issued more than 460 million loans to more than 28 million customers in nearly 600 cities in three regions of China.
On May 20 15, "Micro-loan" was officially launched on mobile QQ, and it was logged on WeChat on September 14.
20 19 1.9, Microfinance won the Best User Experience Award of Hurun New Finance on 20 19.
By the end of 65438+February, 2020, 32 micro-credit financial poverty alleviation projects have officially landed in the whole country, with a total project amount of about 1453 billion yuan, effectively helping local people get rid of poverty.
3. Why doesn't qq have the function of borrowing money?
QQ does not have the function of borrowing money, and WeChat wallet has the function of borrowing money, but at present it is only open to some people, not everyone.
You open the WeChat wallet and click on the bank card to enter. If you can see borrowing money, you can choose to open it. If not, you are not qualified. Wechat micro-loan is currently a promotion product of Wechat, and only some users are invited to use it.
You use WeChat to pay for many functions in your daily work and life, such as supermarket shopping, movie tickets, train tickets and credit card repayment. , increasing the chances of opening the micro-loan borrowing function.
4. Where can I borrow money from 4.QQ? There it is!
Since there are more and more loan platforms on mobile phones, people's lives have been greatly facilitated. Everyone can borrow the money they need quickly without complicated information and deposit. There are many loan softwares on the market, and we can apply for loans by using WeChat and QQ. Where can QQ borrow money?
Where can QQ borrow money? QQ itself has no loan channel, but as a social software owned by Tencent, users can apply for micro-loans to borrow money from QQ. Users log in to QQ, then open the personal center, find QQ wallet, click Enter, and check the column of "Fund-Financial Management" to see the application entrance of micro-loan loan. It should be noted that if the user does not see the micro-loan application entrance after entering, it means that the user is not qualified to borrow micro-loans for the time being. After the user finds the micro-loan entrance and agrees to the relevant agreement, he can get the quota and apply for a loan. Each user's quota and interest rate are different, and the system will make evaluation and decision according to the user's own credit level. In addition to QQ, you can also apply for micro-loans on WeChat. Micro-loan is a user invitation system, and users can't open it independently, so they need official opening qualification. However, according to the users who have already opened, it is more likely that the WeChat payment score of 650 points or more will be opened. Finally, we need to remind everyone that although it is convenient to borrow money by mobile phone, we must develop the good habit of repaying on time to avoid adding a bad credit record in the personal credit report after the deadline, which will have a great impact on the personal subsequent credit business. If it is overdue, it is likely to be a company loan. The above is the answer to the question "Where can I borrow money with QQ?". I hope I can help you!