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Can the car just decompressed by Ping An Bank be used as a loan?
no, you have to go through a series of processes.

Ping An Bank, the full name of which is Ping An Bank Co., Ltd., is a cross-regional joint-stock commercial bank controlled by China Ping An Insurance (Group) Co., Ltd., one of the 12 national joint-stock commercial banks in Chinese mainland, and one of the three business pillars of Ping An Group. Its headquarters is located in Shenzhen, Guangdong.

general business items are: handling RMB deposit, loan, settlement and remittance; Acceptance and discount of RMB bills; Various trust businesses; Issuing or trading RMB securities with the approval of the regulatory authorities; Foreign exchange deposits and remittances; Domestic and overseas loans; Issuing or acting as an agent to issue foreign currency securities inside and outside China; Trade and non-trade settlement; Acceptance and discount of foreign currency bills; Foreign exchange lending; Buying and selling foreign exchange and foreign currency securities on behalf of customers, and trading foreign exchange on its own; Credit investigation, consultation and witness business; Insurance concurrent agency business; Gold import business; Other businesses approved or permitted by the relevant regulatory authorities.