Take a fancy to a house, which is the compensation room for the relocated households. Can only a house with a purchase contract (purchase agreement) get a mortgage loan? What should I pay attention to? thank You can't apply for mortgage payment with demolition agreement or purchase contract. If you want to apply for a mortgage loan, you must obtain a property right certificate before you can apply for an existing housing mortgage loan. There are two ways for banks to handle real estate mortgage loans, one is existing home mortgage loans, and the other is faster mortgage loans, which are handled by developers with registered purchase contracts, but developers need to pay a certain margin. Preferably an office card. Borrow money to buy it first, and then find a bank mortgage payment after the property right certificate comes down.