1. Deposits of urban and rural residents and institutions

(1) Current deposit 0.30

(2) Fixed term

1. Whole deposits and withdrawals

Three months 1.35

Half a year 1.56

One year 1.78

Two years 2.25

Three years 2.75

Five years 2.75

2. Partial deposits and lump sum withdrawals, lump sum withdrawals and principal deposits and interest withdrawals

One year 1.35

Three years 1.56

Five years 1.56

3. Fixed deposit and withdrawal will be discounted at 40% off at the same level of interest rate for regular deposits and withdrawals within one year

Postal Savings The bank has more than 40,000 business outlets and has built an electronic financial service network including online banking, mobile banking, telephone banking, TV banking, Sina Weibo Bank, WeChat Bank and Yixin Bank, with service reach covering vast urban and rural areas.