Conditions for applying for small loans:

1. Be a Chinese mainland resident who has reached the age of 18;

2. Having a stable address and place of work or business operation;

3. Have a stable source of income;

4. There is no bad credit record, and the loan cannot be used for stock trading or gambling.

5. Other conditions required by the bank.

Microfinance processing flow:

1. Submit an application to a local bank or lending institution;

2. All kinds of materials needed for loan preparation;

3. Face-to-face signing of banks or lending institutions;

4. The bank reviews the qualifications of the lender;

5. The loan was approved and granted successfully.