1, Shenhu has no house and no mortgage record, with a down payment of 30% and an interest rate of10%;

2. Deep households have no housing and mortgage records (including loans in other places, which have been settled), with a down payment of 50% and an interest rate of10%;

3. The deep households have no housing and mortgage records (including outstanding loans in different places 1), with a down payment of 50% and an interest rate of 1. 1 times;

4. Deep households have no housing, and there are two or more outstanding mortgage records in different places, and loans are prohibited;

5. Shenhu 1 Shenzhen real estate with mortgage record (including off-site loans, which have been settled), with 70% down payment and interest rate of10%;

6. Deep households have Shenzhen real estate 1 set and mortgage records (including outstanding loans from different places 1 set), with a down payment of 70% and an interest rate of 1. 1 times;

Legal basis: Interim Measures for the Administration of Personal Loans.

Article 38 The lender shall, in accordance with the provisions of laws and regulations and the provisions of the loan contract, investigate the liabilities for breach of contract for the borrower's failure to provide true and complete information or to use and pay the loan as agreed in the contract. The acquiring bank shall adopt strict technical means to monitor the use of the acquiring mobile terminal, and do not pay regular return visits to ensure that the acquiring mobile terminal does not exceed the contracted scope.

Article 39 The collection shall be made from the lender himself and his guarantor, and shall not be made from a third party unrelated to the debt, and shall not use violence, coercion, intimidation, abuse and other improper collection behaviors. Records should be kept for at least 2 years for future reference.