Huaxia Bank's loan is called "Yi Dajin"

First, the applicant's conditions and materials to be prepared:

1, ID card, aged 23-55;

2. Work certificate: working in a regular unit in Shanghai (foreign customers with long-term residence permits can also work in Shanghai)

3. proof of income: if the monthly income is more than 4,000 yuan (punching salary), the bank will print the tax bill for the last 3 to 6 months or the last 3 months.

Second, the details:

1, service time: 3~36 months.

2. Loan amount: 8,000-500,000 (equal repayment of principal and interest every month)

3. Monthly handling fee: 0.75%, 9% a year, 1 0,000 yuan, only 75 yuan interest is needed in January, and 900 yuan is needed in one year. In addition, you can choose to settle the full handling fee directly in advance in the month after handling the loan, and the handling fee is 0.60% per month.

The comprehensive monthly interest rate is generally 0.77%-0.99%, and some high-quality enterprises also have discounts.

I hope I can help you ~

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I am a bank loan officer. You can ask me directly about corporate and personal loans.

My contact information is in my profile.

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2. How to open online banking of China Bank? What conditions need to be met?

For online payment, it is not enough to have only one bank card, but also to open online payment function for your bank card.

You can open it at the bank counter or through the bank's website.

Different banks have different ways to open accounts. Click on the following bank name to view the corresponding account opening method:

Industrial and Commercial Bank of China

Bank of China

Bank of Communications

Guangzhou rural credit cooperative

China Merchants Bank

China Minsheng Banking Corporation

Guangdong Development Bank

Shanghai Pudong Development Bank

Agricultural Bank of China

SDB Shenzhen Development Bank

Huaxia Bank

CITIC Industrial Bank

China construction bank

Everbright Bank of China

industrial bank

After opening the online payment function, in order to ensure the safety of your online transaction, we suggest that you open a digital certificate. Please click here for details >>

3. What are the requirements of Huaxia Bank in Shanghai?

Huaxia Bank requires that the after-tax income of punching cards should be more than 5,000 yuan, and the annual interest of office workers is generally around 9%. No other hidden expenses are considered as a better unsecured industry.

Standard Chartered Bank requires a punch-in income of more than 4,500, and the interest is similar to that of Huaxia. However, it seems that there is an arrangement fee, which is actually slightly higher than that of Huaxia, and the actual use of the loan will be strictly controlled.

It should be very detailed, please adopt it. Thank you.

4. Who has handled the Yi Dajin business of Huaxia Bank? How long does it take from application to loan approval? In the Shanghai area

You handled it for two weeks?

Please consult if you don't believe me.